Saturday, August 22, 2020
My mother tongue Essay Example | Topics and Well Written Essays - 500 words - 1
My primary language - Essay Example to discover that oneââ¬â¢s local lingo shapes an establishment for understanding different dialects, however it is additionally troublesome convey when outside the social setting inside which it is ordinarily spoken. Whatââ¬â¢s more, I firmly accept that our societies, relatives, and companions impacted our first language most. My native language is Chinese. Notwithstanding the language I talk directly, I have spoken Chinese for as long as I can remember. In that capacity, I realized Chinese and English are entirely unexpected somehow or another. For instance, as far as ââ¬Å"Thoughâ⬠, Chinese syntax said you should have a progress ââ¬Å"butâ⬠after words like however/albeit/despite the fact that. Be that as it may, in English, it doesnââ¬â¢t, itââ¬â¢s wrong on the off chance that we include ââ¬Å"butâ⬠in the sentence. Indeed, my way of life affected me a ton in that manner with the goal that when I originally came to United States 3 years back, I continued creation this mix-up. Moreover, Chinese culture has one tense, what we did is basically include a timespan before sentence began. For example, when we need to discuss something previously, we simply include ââ¬Å"in the pastâ⬠before the entire proclamation, trailed by a comma, making all the succeeding words to be in the p ast tense. On the off chance that we have to end that past tense, we just include another change word. Be that as it may, in English, I came to discover that sentences couldn't be sketched out that way. Rather, we should use past tense when looking at something previously and utilize the future tense when something is about later on. With that impact, my Chinese culture has affected my syntax so much that I in some cases continue committing errors when separating tenses. These models show that, despite the fact that all dialects should make correspondence between individuals simple, they can contrast dependent on the social conditions where they are utilized. My family and companions were the essential impact to my first language as I grew up. To the extent I recollect, People who live in Zhejiang Province like me, think that its difficult to articulate the letter ââ¬Å"Râ⬠in Chinese
Irc, Cva and Var â⬠New Methods in Basel Essay
I. Presentation Last money related emergency was viewed as a solid slap on the worldwide economy. It has stirred Basel Committee on Banking Supervision (BCBS) about the significance of a conglomeration among market and credit hazards that banks need to adapt to. As per Saunders and Cornett (2011), meaning of market hazard is ââ¬Å"the chance identified with the vulnerability of a FIââ¬â¢s (budgetary organization) profit on its exchanging portfolio brought about by changes, and especially extraordinary changes, in advertise conditionsâ⬠. Loan cost chance and outside trade chance are some average model for showcase dangers (Saunders and Cornett, 2011). In the interim, acknowledge chance is characterized as hazard expanded when borrowers, bond guarantors and counterparties in subordinates exchange may default (Hull, 2010). As indicated by Madigan (2010), it would be more serious dangers when credit and market dangers related than the total of individual elements. Along these lines, it may prompt more terrible effects on banksââ¬â¢ tasks. From the crisisââ¬â¢s results, Nout Wellink â⬠executive of the Basel Committee accepts that it is important for bosses to take in encounters from late occasions, subsequently set up new techniques for banks to adapt to fore issues (Ferry, 2008). These new guidelines which are reflected in Basel III help each other to proficiently gauge and oversee connected dangers, in this way figure capital prerequisite to cover these dangers. A report by Goeth (2010) characterizes Basel III as a broad arrangement of measures transformed so as to improve the guideline, oversight and hazard the executives regarding banking. This report makes reference to new techniques with their qualities, shortcomings and viability to assist saves money with controlling and measure chances successfully, particularly mix of credit and market dangers. They are gradual hazard charge (IRC), credit valuation alteration (CVA) and stresses an incentive in danger (VAR) model. II. Steady Risk Charge â⬠IRC 1. Qualities of Incremental Risk Charge Model So as to keep away from emergency, banks must fulfill capital prerequisite requested by Basel Committee to cover individual just as corresponded dangers. IRC is a technique which encourages banks to assess least capital expected to cover dangers from unsecuritised credit instruments brought about as a matter of course and relocation occasions (BCBS, 2009b). It implies IRC model ascertains the most extreme dangers in the most pessimistic scenario when banks can't securitise any items. Accordingly, banks need to set up the appropriate capital for their own business and ensure that they can defeat challenges even in the most noticeably terrible circumstance. At the end of the day, banks will be protected from default and movement occasions, and all the more significantly, they can keep away from emergency by utilizing IRC model. In Basel III, with IRC model, dangers can be estimated for a one-year capital skyline at 99.9% certainty level, rather than a 10-day VAR at the 99% certainty level as in Basel II (Davidson, 2009). The expansion of capital skyline is one of IRCââ¬â¢s qualities since it can assess and calculateâ banksââ¬â¢ chances more adequately and precisely than 10-day VAR. The explanation is one-day or 10-day VAR can't include totally enormous total value variety happening a little while or months just as huge day by day misfortunes which just happen a few times each year (BCBS, 2009b). Therefore, one-year skyline is the ideal time for banks to rebalance their capital. 2. Shortcomings of Incremental Risk Charge Model Under BCBSââ¬â¢s endorsement, banks are relied upon to improve their own IRC models to compute dangers for singular positions or sets of positions (BCBS, 2009b). It implies the Committee trusts banks will have their own decision of liquidity skyline which is fitting with their business with no gave industry benchmarks or gauges (Stretton, 2011). Notwithstanding, it prompts inconsistence inside financial framework. Besides, bosses need to look with more troubles in procedure of assessing banksââ¬â¢ IRC model. In spite of the fact that IRC causes bank to catch hazards all the more viably, particularly when market and credit dangers crash, there is a critical shortcoming despite everything be existing. It is the cover of counterparty acknowledge chance participated for over the counters (OTC) and repo-style exchanges among IRC and CVA (Stretton, 2011). As a result, it will prompt copy capital charge for the banks. Recommended by Linsz (2010) â⬠the corporate Treasurer of Bank of America, the Committee ought to apply an incorporated way to deal with join the covering dangers by erasing the hazard above in IRC model, henceforth develop increasingly exact capital charge for banks. Actually, Bank of America thinks copied capital accuse is unseemly of hazard the board rehearses (Linsz, 2010). 3. Viability of Incremental Risk Charge Model As per BCBS (2009b), IRC model predominantly mixes two kinds of dangers: default hazard and credit relocation chance. The starting point of default dangers can be obligorsââ¬â¢ default as well as default occasions. Thus, it might prompt direct misfortunes and additionally roundabout misfortunes separately. In the interim, credit relocation dangers may originate from inward or outer rating downsize or update just as credit movement occasions (BCBS, 2009b). An investigation by Kealhofer et al. (1998) and Kealhofer (2003) (refered to in Varotto,â 2011), there are two principle techniques applied to rate companyââ¬â¢s execution which are Through The Cycle (TTC) rating and Point In Time (PIT) rating. Both two rating strategies are utilized to assess reimburse capacity of a business, subsequently bank sets up its own money to cover chances if there should be an occurrence of the businessââ¬â¢s default. All things considered, there are a few contrasts among TTC and PIT evaluations are as per the following. While TTC rating attempts to accomplish stable rating which isn't impacted by financial variety over mid-term or long haul, PIT rating reflects changes of the market just as credit relocation through the FICO assessment in a present moment. An investigation by Benford and Nier (2007) found that banks want to utilize PIT rating since it can refresh showcase varieties and reflect them through enterpriseââ¬â¢s FICO assessment downsi ze or update all the more viably. At the end of the day, IRC model which is utilized to appraise capital prerequisite for banks dependent on their dangers is impacted by both credit and market dangers. III. Credit Valuation Adjustment (CVA) 1. Qualities of Credit Valuation Adjustment A capital charge for credit valuation modification (CVA) is a methodology used to compute capital necessity for imprint to showcase misfortunes related with counterpartiesââ¬â¢ diminished reliability (BCBS, 2011b). Contrast and the customary strategy, CVA is increasingly unique since it permits a bank or a monetary foundation to have exchanging openings with enormous exposures that exceed expectations limits set up to contradict future dangers â⬠what the conventional technique doesn't allow (Algorithmics, 2009). Truth be told, in view of high hazard, exceptional yield hypothesis, banks have opportunity to build their benefit by the exchanging open doors as above. Along these lines, applying CVA approach rather than the conventional one may assist saves money with accomplishing a lot of benefit. 2. Shortcomings of Credit Valuation Adjustment At the point when banks apply CVA approach, they need to look with a trouble which is viewed as shortcoming of CVA. It is banks can't recognize and assess counterpartyââ¬â¢s FICO score precisely (Cameron, 2011). One reason of this weakness is subordinates which are initially bought among bank and counterparty can be moved to the outsider, at that point fourth gathering thus onâ⬠¦ As an outcome, the bank can't control itsâ counterparties adequately, subsequently it will prompt bankââ¬â¢s mistaken rating counterparty. Another explanation may be missteps of rating organizations since they need more data about banksââ¬â¢ counterparty. In this way, it will cause incorrect hazard measure while applying CVA approach. Moreover, a report attempted here (Cameron, 2011) shows that there are a few members discovered CVAââ¬â¢s organizing is refined to apply in a few genuine circumstances. The seller demonstrates that there still be existing a great deal of traps and issues through the computing hazard process. As a result, it may prompt numerous challenges for banks in utilizing CVA. 3. Viability of Credit Valuation Adjustment An examination by Barus et al. (2010) found that CVA approach utilizes one-year showcase chance skyline rather than 10-day. It is a similar skyline with model just as VAR models; along these lines it assists keeps money with overseeing dangers simpler dependent on incorporated time skyline between dangers controlling models. What's more, BCBS (2011b) states that CVA capital charge incorporates charge for imprint to showcase misfortunes and counterpartyââ¬â¢s cheapening in reliability. On the off chance that banks buy protections at current time, at that point their market value diminishes, banks will take a consumption called imprint to advertise misfortunes. CVA catches these dangers above methods it covers showcase hazard may happen to the banks. Truth be told, inside the last emergency, only 33% of counterparty credit dangers were because of genuine defaults while the staying 66% brought about by CVA misfortunes, particularly mark-to-showcase misfortunes (Goeth, 2010). As referenced above, CVA likewise catches danger of counterpartyââ¬â¢s downgrading in financial soundness. As per BCBS (2011a), reliability makes reference to capacity to reimburse or meet obligation commitment of an individual or an endeavor. Hence, when the counterpartyââ¬â¢s reimburse capacity crumbles, it will prompt expanding of CVA capital charge for banks (Bushnell, 2007) so as to assist manages an account with setting up a satisfactory capital. Put in an unexpected way, CVA catches advertise hazards as well as spread credit chances that banks need to look with. Subsequently, CVA and IRC model partner and bolster each other to assist saves money with estimating and oversee mix of market and credit hazards moreâ completely adequately. IV. Focused on VAR 1. Qualities of Stressed VAR Model As indicated by Butler (1999)
Friday, August 21, 2020
Socio Economic Study
Monetary Benefits As a component of the horticultural division, the banana business additionally guarantees that It adds to the assurance of the earth through the recognition of all inclusive acknowledged practices and submitting to Philippines laws. Moreover, the industry additionally has constructive outcome on the social political perspectives through: Enameled contact with the Influence Insurgency; Improved harmony and request circumstance; Effective neighborhood administration; Integration of Indigenous individuals (e. G. Bogeyman, Nabob, Muslim) Into standard society: and Better comprehension of cultures.The Banana industry sway on the economy incorporates: Provision of business (least wages, Job security); Development of related enterprises (transport, food, buyer merchandise, amusement); Increased salary opportunity (money crop, I. E. Corn, rice, kindling gathering versus.. Business); Prompts improved framework support from government and private associations; Increased asses sment assortment for nearby government. As far as social effect, the industry gives: Basic needs through the accessibility of food, lodging, attire, and work; Education expanded number of students;Health care accessibility of institutional consideration; Migration back to family as opposed to searching for vocation somewhere else; Equal open door for ladies and indigenous individuals; and Fewer events of local and Juvenile related wrongdoing and clashes. The Philippine banana industry Is the fifth biggest fare Industry In the nation and the enjoys Mindanao. Regarding neighborhood charge commitment, the Industry dispatched about Phi Million worth of nearby assessments In 2008, Including Business Tax, Real property charge, Residence Certificates of Employees, retaining duty of workers, retaining charge at source, and Income.Socio Economic Study By EX_Donald As a feature of the agrarian part, the banana business additionally guarantees that it contributes Furthermore, the industry like wise has beneficial outcome on the social political Minimized contact with the impact revolt; Integration of indigenous individuals (e. G. Bogeyman, Nabob, Muslim) into standard society; and Better comprehension of societies. The Philippine banana industry is the fifth biggest fare industry in the nation and the indigents in Mindanao. As far as nearby assessment commitment, the industry dispatched about Phi Million worth of neighborhood burdens in 2008, including Business Tax, Real
Wednesday, August 12, 2020
Life Balance - Focus
How to Achieve A Good Work/Life Balance - Focus We hear the phrase work/life balance so often that its easy to gloss over it rather than digging into what it really means. Unfortunately, like many things that are easy to overlook (eating well and exercising, for instance), not having work/life balance can be quite dangerous for our health and wellbeing. The Dangers of Not Having Balance You can go one of two ways when youre out of balance: too much life, or too much work. The dangers of too much life in your equation are fairly obvious: if youre not working enough, you risk not producing results, producing lower-quality work, struggling to grow your business, or even losing your job. It seems more common to go the other way, though. Many of us end up spending too much time at work, not making enough time to relax and strengthen our relationships with friends and family. And this is where things get dangerous for our health. Research has found those who overwork (that is, work 55 hours or more in a week) have a 33% higher risk of stroke when compared to those who work fewer than 40 hours per week. Overworked employees who do manual labor or other non-white-collar jobs also have a 30% higher risk of developing type 2 diabetes. Those who work less than 40 hours, on the other hand, fall asleep faster and get more sleep overall. Researchers suggest this may be because working more gives us less time to relax and wind down for sleep, but increases our requirements for relaxation time. And since overworked employees get less sleep, they also attract downsides of being tired. When were tired we tend to misread other peoples emotions and pick fights more oftenâ"neither of which are conducive to communication and productivity in the workplace. You might be thinking the downsides dont apply to you, or even if they do, theyre worth the trade-off for higher productivity. But working more doesnt actually lead to higher productivity in most cases. Theres a reason, for instance, that we tend to work eight hours a day, five days a week. Most studies and business experiments have found this to be the most effective spread of working hours for productivity. In the past it was common to work up to seven days a week and more than ten hours per day. But Henry Ford wasnt happy to settle for what everyone else was doing. He wanted to find the optimal spread of working hours to achieve the most efficient production output possible. After experimenting with different working weeks, Ford found that his workers produced at least as much output in five-day working weeks as they did when they worked for six days. Ernst Abbé, head of a German factory, was also interested in experimenting to find a more efficient working week for his employees. He tested shortening the workday from nine hours to eight, and found that production actually increased when his employees worked fewer hours. If youre still thinking that overworking isnt unhealthy in your case, you might be falling prey to the grip of crunch mode, during which we tend to overestimate how much work were getting done. We also overestimate how good our work is when were in crunch mode. Productivity is harder to quantify for knowledge workers than it was for people like Abbé and Ford measuring factory output. But even if youre struggling to measure exactly how much youre getting done, if youre at work for more than 55 hours every week, its likely that youre increasing your health risks and damaging your sleep quality. How To Achieve Balance So if you are thinking you need to improve the balance between your work and life, how do you go about it? Writer James Clear suggests using the four burners theory for thinking about the different areas of your life. Imagine four burners on a stove that represent these four areas of your life: Family Friends Health Work Now heres the problem: the theory suggests that to be successful, you have to turn off at least one burner. To be very successful, says Clear, you have to turn off two burners. Because we cant be everywhere at once, were forced to choose between these areas when we decide how to spend our time. If we dont choose where to focus our time, we end up with sub-par results in all areas, says Clear: Of course, you are free to divide your time equally among all four burners, but you have to accept that you will never reach your full potential in any given area. But of course none of us wants to give up any of these areas of our lives. So how can we use this theory to find a way to balance all four burners? Clear has three different suggestions for balancing your burners. The first is to outsource some of your burners. For instance, hiring a nanny or babysitter is outsourcing your family burner. Hiring employees or automating your business is outsourcing your work burner. Clear notes, however, that while outsourcing a burner keeps it running, its not necessarily the most meaningful way to keep that burner going. If we can, wed all like to put our own energy into the things we enjoy, like spending time with our family or growing our businesses, rather than outsourcing those efforts. Another option Clear suggests is to become more efficient in how you spend time on each burner. That could mean automating some areas of your business, planning how you spend your time more carefully, or spending most of your time on the activities that provide the biggest return for each burner. Since youre limited in how much time you have overall, maximizing your efficiency can help you get more out of the little time you can spend on each burner. Clears final suggestion is to focus on different burners in seasonal periods. Thinking of your time as being broken into seasons, you can let one or two burners turn off (or slow down) while you focus on others, knowing that youll change your focus when youre ready to start a new season. A season could be weeks, months, or years long, which is helpful for not having to make lifelong commitments to which burners youre turning off. The importance of your burners may change throughout life, says Clear. If youre worried about not focusing on all four burners, the seasonal approach can help you find times to focus on each burner in turn. Since the holiday season is coming up for many of us, for instance, that might be a short period where you turn off the work burner and focus on your family and friends burners. After the holiday period is over, you might find your health burner is needing some love if your holiday season includes eating as well as mine does! You can do it all in a lifetime, but not at the same damn time. â" James Clear Another option Clear doesnât mention is to combine your burners. If youâre lucky enough, you might be able to work on a couple of burners at the same time. Thatâs the case at MeisterLabs, the company behind MeisterTask, where built-in exercise programs allow employees to work on both their âworkâ and âhealthâ burners in a normal workday. MeisterLabs CEO Michael Hollauf told me combining work and exercise was the impetus for creating the MeisterLabs running club: We already knew that staying active is good for physical health and emotional wellbeing, reducing for example the risk of developing stress or anxiety. We also knew that our team had family commitments and other obligations outside of work (e.g. that latest Netflix series) which can make fitting in regular exercise tricky. When I stumbled across a study which found that exercising while at work actively boosts productivity levels, we decided to act on it. Of course, some of you might be thinking (as I was when I first found out about this initiative) that this approach excludes anyone who canât or wonât use running as a way to improve their health. But the MeisterLabs team thought of that, too: This went down great but excluded some team members who didnât fancy the distance, so we recently set up a yoga class with an external instructor too, held here at our office on Mondays and Fridays. This has proven even more popular ⦠and with the yoga beginning at a very basic level, offering different position options for different abilities, thereâs something for everyone. While weâre not all lucky enough to have an exercise club at work, some workplaces offer other ways to combine your burners, such as day care in the building letting you get some family time breaks throughout the workday, or flexible work so you can work from home and see your family throughout the day. Work smarter, not longer. Discover MeisterTask Its free! Discover MeisterTask What if Balance Isnt the Right Approach At All? Now that Ive talked all about finding balance, Im going to throw a spanner in the works. The point of finding balance is to separate work and life so you can fit in both comfortably. But some people think this isnt even possible. The truth is work and life collide and cannot be easily separated. â" Shawn Murphy According to Shawn Murphy, CEO and founder of Switch Shift, work and life cant be separated, and we only frustrate ourselves by trying. Wharton professor Stewart Friedman agrees. Friedman suggests that we have four domains of life, similar to the four burners theory. His four domains include: work/school home/family community/society mind/body/spirt These are pretty close to the categories of the four burner theory, but the difference is Friedman says we dont have to give any of these up. He suggests we can live an integrated life and be satisfied in all these areas. In fact, research on the difference between trying to integrate different areas of your life shows this is more healthy than trying to separate those areas. The reason is related to something called cognitive role transition. According to management researcher David Burkus, cognitive role transition is what happens when youre actively engaged in one role, but experience thoughts of [sic] feelings related to a different role. If youve ever felt a nagging feeling to check your work email during dinner with your family, or to pay your rent while youre at work, thats cognitive role transition. And heres the strange thing: the more you try to separate work and life, the worse the effects of these transitions. A study of over 600 workers found people who didnt try to strictly separate work and life made more cognitive role transitions, but the transitions didnt affect them too much. For those who did try to separate work and life strictly, they experienced fewer transitions but those transitions depleted their energy and hurt their work performance a lot more. David Burkus said of the study, the more frequent role transitions makes [sic] it easier for those individuals to push the thought out of their mind with less willpower. For more productivity tips, check out our post on How to write a better to do list and get more done. This can all get a little confusing, because there are so many different points of view. But if we focus on what the research shows, we know that overworking is bad for our health and our productivity. Research has also shown us that trying to strictly separate work and life can backfire by making the crossover between the two more harmful to our productivity and wellbeing. Beyond the research, itâs up to us to experiment and decide for ourselves what works best. We can use the four burner theory James Clear suggests and look for ways to split our time between family, friends, work, and our health. That might mean focusing on different burners in seasons, combining burners when we can, or outsourcing some burners. On the other hand, some people believe work and life canât be separated, and research shows that those who let them blend together tend to be healthier and perform better. Their approach is to let the lines between life and work blur a little more, so we can avoid the nagging feeling of one area while trying to focus on another. Whether we can have it all and still be successful is up for debate, but the most important lesson to be learned is not to focus on only one thing for two long. Whether its work or play, too much of one leaves us feeling burned out and lacking balance. Find balance with task management Try MeisterTask Its free! Try MeisterTask How to Achieve A Good Work/Life Balance - Focus We hear the phrase work/life balance so often that its easy to gloss over it rather than digging into what it really means. Unfortunately, like many things that are easy to overlook (eating well and exercising, for instance), not having work/life balance can be quite dangerous for our health and wellbeing. The Dangers of Not Having Balance You can go one of two ways when youre out of balance: too much life, or too much work. The dangers of too much life in your equation are fairly obvious: if youre not working enough, you risk not producing results, producing lower-quality work, struggling to grow your business, or even losing your job. It seems more common to go the other way, though. Many of us end up spending too much time at work, not making enough time to relax and strengthen our relationships with friends and family. And this is where things get dangerous for our health. Research has found those who overwork (that is, work 55 hours or more in a week) have a 33% higher risk of stroke when compared to those who work fewer than 40 hours per week. Overworked employees who do manual labor or other non-white-collar jobs also have a 30% higher risk of developing type 2 diabetes. Those who work less than 40 hours, on the other hand, fall asleep faster and get more sleep overall. Researchers suggest this may be because working more gives us less time to relax and wind down for sleep, but increases our requirements for relaxation time. And since overworked employees get less sleep, they also attract downsides of being tired. When were tired we tend to misread other peoples emotions and pick fights more oftenâ"neither of which are conducive to communication and productivity in the workplace. You might be thinking the downsides dont apply to you, or even if they do, theyre worth the trade-off for higher productivity. But working more doesnt actually lead to higher productivity in most cases. Theres a reason, for instance, that we tend to work eight hours a day, five days a week. Most studies and business experiments have found this to be the most effective spread of working hours for productivity. In the past it was common to work up to seven days a week and more than ten hours per day. But Henry Ford wasnt happy to settle for what everyone else was doing. He wanted to find the optimal spread of working hours to achieve the most efficient production output possible. After experimenting with different working weeks, Ford found that his workers produced at least as much output in five-day working weeks as they did when they worked for six days. Ernst Abbé, head of a German factory, was also interested in experimenting to find a more efficient working week for his employees. He tested shortening the workday from nine hours to eight, and found that production actually increased when his employees worked fewer hours. If youre still thinking that overworking isnt unhealthy in your case, you might be falling prey to the grip of crunch mode, during which we tend to overestimate how much work were getting done. We also overestimate how good our work is when were in crunch mode. Productivity is harder to quantify for knowledge workers than it was for people like Abbé and Ford measuring factory output. But even if youre struggling to measure exactly how much youre getting done, if youre at work for more than 55 hours every week, its likely that youre increasing your health risks and damaging your sleep quality. How To Achieve Balance So if you are thinking you need to improve the balance between your work and life, how do you go about it? Writer James Clear suggests using the four burners theory for thinking about the different areas of your life. Imagine four burners on a stove that represent these four areas of your life: Family Friends Health Work Now heres the problem: the theory suggests that to be successful, you have to turn off at least one burner. To be very successful, says Clear, you have to turn off two burners. Because we cant be everywhere at once, were forced to choose between these areas when we decide how to spend our time. If we dont choose where to focus our time, we end up with sub-par results in all areas, says Clear: Of course, you are free to divide your time equally among all four burners, but you have to accept that you will never reach your full potential in any given area. But of course none of us wants to give up any of these areas of our lives. So how can we use this theory to find a way to balance all four burners? Clear has three different suggestions for balancing your burners. The first is to outsource some of your burners. For instance, hiring a nanny or babysitter is outsourcing your family burner. Hiring employees or automating your business is outsourcing your work burner. Clear notes, however, that while outsourcing a burner keeps it running, its not necessarily the most meaningful way to keep that burner going. If we can, wed all like to put our own energy into the things we enjoy, like spending time with our family or growing our businesses, rather than outsourcing those efforts. Another option Clear suggests is to become more efficient in how you spend time on each burner. That could mean automating some areas of your business, planning how you spend your time more carefully, or spending most of your time on the activities that provide the biggest return for each burner. Since youre limited in how much time you have overall, maximizing your efficiency can help you get more out of the little time you can spend on each burner. Clears final suggestion is to focus on different burners in seasonal periods. Thinking of your time as being broken into seasons, you can let one or two burners turn off (or slow down) while you focus on others, knowing that youll change your focus when youre ready to start a new season. A season could be weeks, months, or years long, which is helpful for not having to make lifelong commitments to which burners youre turning off. The importance of your burners may change throughout life, says Clear. If youre worried about not focusing on all four burners, the seasonal approach can help you find times to focus on each burner in turn. Since the holiday season is coming up for many of us, for instance, that might be a short period where you turn off the work burner and focus on your family and friends burners. After the holiday period is over, you might find your health burner is needing some love if your holiday season includes eating as well as mine does! You can do it all in a lifetime, but not at the same damn time. â" James Clear Another option Clear doesnât mention is to combine your burners. If youâre lucky enough, you might be able to work on a couple of burners at the same time. Thatâs the case at MeisterLabs, the company behind MeisterTask, where built-in exercise programs allow employees to work on both their âworkâ and âhealthâ burners in a normal workday. MeisterLabs CEO Michael Hollauf told me combining work and exercise was the impetus for creating the MeisterLabs running club: We already knew that staying active is good for physical health and emotional wellbeing, reducing for example the risk of developing stress or anxiety. We also knew that our team had family commitments and other obligations outside of work (e.g. that latest Netflix series) which can make fitting in regular exercise tricky. When I stumbled across a study which found that exercising while at work actively boosts productivity levels, we decided to act on it. Of course, some of you might be thinking (as I was when I first found out about this initiative) that this approach excludes anyone who canât or wonât use running as a way to improve their health. But the MeisterLabs team thought of that, too: This went down great but excluded some team members who didnât fancy the distance, so we recently set up a yoga class with an external instructor too, held here at our office on Mondays and Fridays. This has proven even more popular ⦠and with the yoga beginning at a very basic level, offering different position options for different abilities, thereâs something for everyone. While weâre not all lucky enough to have an exercise club at work, some workplaces offer other ways to combine your burners, such as day care in the building letting you get some family time breaks throughout the workday, or flexible work so you can work from home and see your family throughout the day. Work smarter, not longer. Discover MeisterTask Its free! Discover MeisterTask What if Balance Isnt the Right Approach At All? Now that Ive talked all about finding balance, Im going to throw a spanner in the works. The point of finding balance is to separate work and life so you can fit in both comfortably. But some people think this isnt even possible. The truth is work and life collide and cannot be easily separated. â" Shawn Murphy According to Shawn Murphy, CEO and founder of Switch Shift, work and life cant be separated, and we only frustrate ourselves by trying. Wharton professor Stewart Friedman agrees. Friedman suggests that we have four domains of life, similar to the four burners theory. His four domains include: work/school home/family community/society mind/body/spirt These are pretty close to the categories of the four burner theory, but the difference is Friedman says we dont have to give any of these up. He suggests we can live an integrated life and be satisfied in all these areas. In fact, research on the difference between trying to integrate different areas of your life shows this is more healthy than trying to separate those areas. The reason is related to something called cognitive role transition. According to management researcher David Burkus, cognitive role transition is what happens when youre actively engaged in one role, but experience thoughts of [sic] feelings related to a different role. If youve ever felt a nagging feeling to check your work email during dinner with your family, or to pay your rent while youre at work, thats cognitive role transition. And heres the strange thing: the more you try to separate work and life, the worse the effects of these transitions. A study of over 600 workers found people who didnt try to strictly separate work and life made more cognitive role transitions, but the transitions didnt affect them too much. For those who did try to separate work and life strictly, they experienced fewer transitions but those transitions depleted their energy and hurt their work performance a lot more. David Burkus said of the study, the more frequent role transitions makes [sic] it easier for those individuals to push the thought out of their mind with less willpower. For more productivity tips, check out our post on How to write a better to do list and get more done. This can all get a little confusing, because there are so many different points of view. But if we focus on what the research shows, we know that overworking is bad for our health and our productivity. Research has also shown us that trying to strictly separate work and life can backfire by making the crossover between the two more harmful to our productivity and wellbeing. Beyond the research, itâs up to us to experiment and decide for ourselves what works best. We can use the four burner theory James Clear suggests and look for ways to split our time between family, friends, work, and our health. That might mean focusing on different burners in seasons, combining burners when we can, or outsourcing some burners. On the other hand, some people believe work and life canât be separated, and research shows that those who let them blend together tend to be healthier and perform better. Their approach is to let the lines between life and work blur a little more, so we can avoid the nagging feeling of one area while trying to focus on another. Whether we can have it all and still be successful is up for debate, but the most important lesson to be learned is not to focus on only one thing for two long. Whether its work or play, too much of one leaves us feeling burned out and lacking balance. Find balance with task management Try MeisterTask Its free! Try MeisterTask
Sunday, June 21, 2020
Columbia Admissions The SAT, ACT Scores, and GPA You Need to Get In
So you want to go to Columbia. You aspire to be a part of the diverse, international student body. You hope to take advantage of the infinite resources New York City has to offer. You want an urban life, but also a classic college campus. Columbia has it all! Now the only thing standing between you, and The Big Apple That Never Sleeps, is the Columbia University Admissions Committee. So how do you get into Columbia? The Short Answer Everyone likes a short answercheck out these stats! Columbia Average SAT ScoreColumbia Average ACT ScoreColumbia Acceptance RateColumbia Average GPA 15203 Wait, where are you going Dont worrythereââ¬â¢s a lot more to a successful college application than just your GPA and test scores! However, almost all schools require that applicants submit either SAT or ACT results to be considered for admission. So scoring well on tests is a very good place to start. And, lucky for you, weââ¬â¢re here to help! Now keep reading for a whole lot of information about Columbia admissions: Columbia SAT Scores (â⬠¦or Columbia ACT Scores, if thatââ¬â¢s more your cup of tea), GPA, and tons of demographics and admissions data. And NowThe Long Answer With its large, international applicant pool and space for only a few thousand students per class, Columbia can afford to be selective. Last year 80, 1560] What should you take away from these numbers? Well, first of all, the data tells us that the top 25% of students admitted to Columbia this year earned a combined SAT score of over 1560 (which probably means scoring at least 760 on both parts of the SAT). The middle 50% earned between 180. This means that 75% of Columbiaââ¬â¢s current sophomore class scored above a 1. High schools typically award grade points out of four, so to score about a % Asian/Asian America41% Native Hawaiian/Pacific Islander 2% US Citizens Permanent Residents 89% International Citizens11% Number of Countries Represented63 Columbia Admissions FAQ Since we know theres more to the admissions process than just the numbers, we threw together some handy FAQs to help answer some other questions you may have about how to get into Columbia. Q. Can I apply to Columbia as a DACA recipient or undocumented student? A. Yes. Columbia accepts all applicants regardless of citizenship status. Q. Can I get financial aid as a DACA recipient or undocumented student? A. Yes. Columbia is committed to meeting 100% of the demonstrated financial need of all students (who dont already have a degree). As a DACA recipient or undocumented student, although you will not be eligible to receive federal and state financial aidColumbia is willing to privately cover your financial aid using their own funding. Q. Does Columbia admit students who have not completed high school? A. Not unless you can submit a GED or TASC credential, with a passing scorewhich is basically the equivalent of completing high school. Q. Does Columbia allow part-time study? A. You cannot study part-time at either Columbia College or Columbia Engineering. However, you are allowed to study part-time at the Columbia School of General Studies. Q. Aside from near-perfect scores and GPA and strong extracurriculars, how else can I make sure my application to Columbia stands out? A. According to Transizion expert Mike M., you want to emphasize the diversity of your passions and learning experiences: Like most Ivy League schools, Columbia University is looking for a well-rounded and diverse student body. As a result, they have built their curriculum, referred to affectionately as the Core, around promoting a diverse array of interests and knowledge in all of their students. In stark contrast with Browns independent approach, Columbia has strict class requirements, regardless of major, that include courses in science, art, music, writing, international art, history, and much more. Columbia believes that in order to excel in one field, students need to have a broad understanding of the world. The upshot of this philosophy for potential applicants is that they value diversity in education, and showing that you have a general interest in learning is a great way to illustrate that you would fit in nicely Columbia. A great tip to bolster your application to Columbia is to focus on the diversity of your learning experience. You still want to do well on standardized tests and in your normal studies, since they must be strong in order to even be considered by admissions, but variety is the key to making yourself stand out. Dont go crazy, though. No admissions officer will view being a member of 20 different clubs as anything but a naked attempt to falsely strengthen your application. However, of the clubs that you actively engage, you should try to vary the focus. If youre in chess club, then also try out for a sports team. You are a three-dimensional human being with multi-faceted interests, and the trick here is to demonstrate that fact for your admissions officer. And Lia_Columbia (19), featured on AdmitSee, has a few pointers as well: Dont write about prestige. Ever. And dont just [write] about where the school is located. If youre just applying to Columbia because its in New York, you should reevaluate why its on your list. One of the things I did was use an anecdote about my life and connect it to something I liked at Columbia. In my case, I used my experience playing charades at TASP over the summer to talk about why I love Columbias Core. I think this essay worked because it was very specific to Columbia and still showed a lot about me as a person (and writer). The Takeaway For now, challenge yourself when choosing which courses to take, but also make sure that youââ¬â¢ll still be able to get good grades in all of them. Dont forget those AP and IB classes. Devote the rest of your time to extracurricular activities (that you actually enjoy) so youââ¬â¢ll be able to demonstrate your interests and passions to the Columbia admissions committee. And finally, see to it that your standardized scores are strong enough by doing some planning. Create a study schedule, remembering to allot yourself more time than you think youââ¬â¢ll need just in case you run into any unexpected difficulties, and find a test prep program that works for you. I recommend checking out the Free 1-Week SAT Trial or the Free 1-Week ACT Trial from Magoosh. If you like one of them, you can sign upif not, its free! Do all of these things and youââ¬â¢ll know that youââ¬â¢ve tried your best. Hopefully, youââ¬â¢ll be accepted. But if not, remember that there are so many other great schools out there that would love to have you. With any luck, youll be heading to NYC in the Fall. Happy studying! ðŸâ¢â
Saturday, May 23, 2020
Essay about Speech Outline on Ocd - 799 Words
Informative Speech Outline Obsessive Compulsive Disorder I. Attention Getter A. Show Obsessive Compulsive Disorder clip from you tube. http://www.youtube.com/watch?feature=player_embeddedv=sZYRVwjv1ws II. Background A. 1 out of every 100 adults suffers from Obsessive-Compulsive Disorder, and even more are affected by its symptoms. B. Living with Obsessive-Compulsive Disorder can be so severe and time-consuming that it literally becomes ââ¬Å"uncontrollable and disabling to your life and can cause you to have a low quality of life because the disorder controls your days. (Mayo Clinic)â⬠C. Itââ¬â¢s difficult to live with someone or a family member who has Obsessive Compulsive Disorder as I can speak from experience. III. Thesis A.â⬠¦show more contentâ⬠¦1. An individualââ¬â¢s physical environment commonly causes Obsessive Compulsive-Disorder. The stresses of life, a death in the family or close friend, or an abusive relationship or childhood can all cause and make the severity of the disorder inferior. 2. Experts believe through studies biological factors are a common causes to Obsessive-Compulsive Disorder. WebMD states, ââ¬Å"Brain scans of people with OCD have shown that they have different patterns of brain activity than people without OCD and that abnormal functioning of circuitry within a certain part of the brain (striatum) may cause the disorder. (WebMd)â⬠Transition: To finish I would like to discuss the methods of treating OCD. C. Treatment: There is treatment for those who suffer from Obsessive-Compulsive Disorder, but unfortunately many individuals who have this disorder refuse to seek treatment and will often deny they have Obsessive Compulsive Disorder. 1. Counseling is one recommended and common treatment. The most effective type of counseling is a type of cognitive-behavior therapy called exposure and response prevention. It consists of exposing the individual to the obsession that causes anxiety, starting from moderate to extreme. 2. Medicines are the second alternative and common treatment to Obsessive-Compulsive Disorder. Antidepressants are often prescribed to treat OCD and are proven to be the most effective. Individuals areShow MoreRelatedReview of Psychiatry - A Social Stigma! By Dr. Harsha Gopisetty1117 Words à |à 5 Pagescategories of mental illness, namely due to: 1. Anxiety Disorders--- most commonly observed in people. It is divided into: (a) Phobias - fear for certain things, like phobia for insects, claustrophobia, etc. (b) Obsessive Compulsion Disorder or OCD--is an obsession to keep repeating actions, like obsession to keep washing hands frequently, or repetition of words and phrases over and over. 2. Mood Disorders--ââ¬âare due to depression and bipolar disorder (or manic depression) symptoms, includeRead MoreExplain the Key Features of Two Therapeutic Models (Cbt and Ta)1426 Words à |à 6 Pagescertain things or situations. The emphasis on cognitive or behavioural aspects of therapy can vary, depending on the condition being treated. For example, there is often more emphasis on behavioural therapy when treating obsessive-compulsive disorder (OCD) - where repetitive compulsive actions are a main problem. In contrast, the emphasis may be on cognitive therapy when treating depression. The first session of therapy will usually include time for the therapist and you to develop a shared understandingRead MoreOcd - Symptoms, Causes, Treatment131367 Words à |à 526 PagesCOGNITIVE-BEHAVIORAL THERAPY FOR OCD This page intentionally left blank COGNITIVE-BEHAVIORAL THERAPY FOR OCD DAVID A. CLARK THE GUILFORD PRESS New York London à © 2004 The Guilford Press A Division of Guilford Publications, Inc. 72 Spring Street, New York, NY 10012 www.guilford.com All rights reserved Paperback edition 2007 Except as noted, no part of this book may be reproduced, translated, stored in a retrieval system, or transmitted, in any form or by any means, electronic, mechanicalRead MoreRaising Achievement of Ethnic Minority Children3671 Words à |à 15 Pagesbriefly looking at other barriers such asâ⬠¦ Statistical data collected from the Pupil Level Annual School Census (PLASC) 2002 would be analysed in respect to this group social economic status and its effect on their learning. The literature would outline the significance of raising achievement, particularly ICT teacherââ¬â¢s responsibility. This report would identify some strategies/solutions including pedagogical approaches to raising achievement which would be supported by research. 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I had GAD according to another site. But the thing that I couldn t figure out was that I was FINE just a few months ago. I loved life. I didnt worry about everything. Sure I was stressed and anxious about your usual things inRead MoreThe Marketing Research of Brainquiry33782 Words à |à 136 Pagesthe promotion folder and in the New York part of this report. All information needed that requires further research can be found in the sources of the New York part and in the New York folder word file Sources. The Swiss marketing report outlines basic information about the potential target group and related laws and insurance issue and promotion to enter this new market. There is in total 86 golf clubs in Switzerland, and so far, there is no information available shows that they are using
Monday, May 18, 2020
Attention Deficit Hyper Disorder ( Adhd ) Essay - 1410 Words
Attention Deficit Hyper Disorder Attention Deficit Hyper Disorder, or ADHD, affects many children in the United States as well as young adults. ADHD in young children can lead to difficulty in concentrating and learning in school, as well as becoming a distraction to the classroom (Frazier, Youngstrom, Glutting, Watkins, 2007). Not only can ADHD cause problems in school, but it can also have an impact on other areas of that childââ¬â¢s life. These difficulties include making friends or listening to instructions told to them (DuPaul, 2007). In addition to the many adverse effects of ADHD, there are treatments and medications available to those with the disorder. Attention Deficit Hyper Disorder affects over 5% of people in the U.S. (DuPaul, 2007). ADHD has many symptoms such as: always fidgeting or squirming, being easily distracted, a proneness to wander and not thinking things before acting (Becker, Woerner, Hasselhorn, Banaschewski, Rothenberger 2004). To discover further information about what ADHD is; reading tests was given to children in Grades 1-3 (Schneider, Blanke, Faust, Kuspert, 2011). The tests are made up of many reading exercises, and memorizing patterns (Schneider, Blanke, Faust, Kuspert, 2011). The children that took the tests had to look at a paper with words, or pictures on them. Then they would be asked later if they remembered what the word or image was (Schneider, Blanke, Faust, Kuspert, 2011). The conclusion of the reading test was: ââ¬Å"ChildrenShow MoreRelatedAttention Deficit Hyper Activity Disorder ( Adhd )873 Words à |à 4 Pagesstated in the case of Attention Deficit Hyper activity Disorder or the commonl y known acronym ADHD. ADHD is a neurodevelopmental disorder that affects children on into adulthood. There is no definitive treatment or actual cause, but in this era of modern medicine, physicians, and specialist has given some solace to the stigma associated ADHD. The website PsychCentral is the reputed leader in the area of mental health and online resources. This website hosts a library of ADHD resources, that includeRead MoreAttention Deficit Hyper Activity Disorder ( Adhd )1999 Words à |à 8 PagesMost parents are good parents. But if your son or daughter has attention deficit hyper-activity disorder (ADHD), good may not be enough. To make sure your child is happy and well adjusted now and in the future and to create a peaceful home environment, you ve got to be a great parent! How one would become a great parent, you might ask. Well there are a few things such as, understanding your child, knowing when an how to punish them, as well as understanding ways to help them gro w and understandRead MoreAttention Deficit Hyper Activity Disorder or ADHD Essay1084 Words à |à 5 PagesAttention Deficit Hyper Activity Disorder or ADHD is a dysfunction in the brain. People that were diagnosed with ADHD will show these symptoms; poor attention span, excessive impulsivity, and hyperactivity. These symptoms will cause people diagnosed with ADHD trouble in organization, memory, focus, sitting still, and staying quiet. ADHD was first identified in 1902 by Professor Still. Professor Still was observing children that showed the signs of a person diagnosed with ADHD. He noted how childrenRead MoreChildren With Attention Deficit Hyper Activity Disorder ( Adhd )1386 Words à |à 6 Pagesdiagnosed with Attention Deficit Hyper Activity Disorder (ADHD). Through my training and experience I have learned that ADHD is a neurobehavioral development disorder and is a ââ¬Å"persistent pattern inattention and/or hyperactivityââ¬âimpulsivity that is more frequently displayed and more severe than is typically observed in individuals at a comparable level of development,â⬠as defined within: The Diagnostic and Statistical Manual of Mental Disorders. The essential features of this disorder are developmentallyRead MoreAttention Deficit / Hyperactivity Disorder Essay1233 Words à |à 5 PagesAttention Deficit/Hyperactivity Disorder Attention Deficit/Hyperactivity Disorder, (AD/HD), is a neurodevelopmental disorder defined by impaired levels of inattention, disorganization, and hyperactivity- impulsivity. ADHD stands for attention deficit hyperactivity disorder, while ADD stands for attention deficit disorder. ADHD is classified in the Diagnostic and Statistical Manual under neurodevelopmental disorders. (DSM-5). ADHD has been on the rise in the United States of America. Not only hasRead MoreAttention Deficit Hyperactivity Disorder ( Adhd )1552 Words à |à 7 PagesATTENTION DEFICIT HYPERACTIVITY DISORDER Seth was a second grader at West Elementary. He constantly got reprimanded by his teachers for not paying attention in class. He could not understand the information given to him during the school day. 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Attention deficit hyperactivity disorder (ADHD) is a disease in children and adults, but is something that can be easily treatedRead MoreAttention Deficit Hyper Activity Disorder728 Words à |à 3 PagesI chose to complete the Psychology 1000 Mental Disorder Project on Attention Deficit/ Hyper Activity Disorder because I was diagnosed with Predominately Inattentive Attention Deficit Disorder at age 5 which caused me to struggle academically all through grade school and into high school. I was given an Individual Education Plan for mathematics in grade school that was supposed to help me succeed but hardly did that because to this day I s till cannot do math at a college level. Around age 5, I wasRead MoreEssay on Hyperactivity Disorder1046 Words à |à 5 Pagesclassified these children with Attention Deficit Hyperactivity Disorder (ADHD). Parents may think that the childrenââ¬â¢s behavior of hyperactivity is normal throughout the childââ¬â¢s life. On the contrary, many of them have gone over the limit of being active. This disorder can cause conflicts at school, home, and social life. Knowing the facts, symptoms, and treatments, the parents can help their child with ADHD. According to Maria Basile, Attention Deficit Hyperactivity Disorder (ADHD) is classified as a disruptiveRead MoreAttention Deficit / Hyperactivity Disorder1321 Words à |à 6 Pageswith attention deficit/hyperactivity disorder due to certain characteristics that children are exhibiting and this is exacerbated by: behaviors that are developmentally appropriate, cultural differences between home and school, and the lack of knowledge of the symptoms and disorder that is ADHD. Attention Deficit/Hyperactivity disorder is one of the most prevalent conditions amongst youth nation wide. Attention deficit/ hyperactivity disorder also known as ADHD is a developmental brain disorder ââ¬Å"characterized
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